Buying your first home is a major milestone—and I’m here to help you every step of the way. Whether you’re dreaming of a downtown condo or a family-friendly house in the suburbs, this guide is designed to walk you through the essentials of becoming a homeowner.
1. Understand Your Budget
Know what you can afford before you fall in love with a listing.
- Get pre-approved for a mortgage
- Factor in additional costs (land transfer tax, legal fees, inspections)
- Explore first-time buyer incentives (like the First-Time Home Buyers’ Tax Credit (HBTC) and Land Transfer Tax Rebate)
2. Get to Know the Market
Toronto is a fast-paced, dynamic real estate market.
- Research neighbourhoods that match your lifestyle and commute
- Stay up to date on market trends
- Decide on the type of property (condo, townhouse, detached home, etc.)
3. Work with the Right Realtor
As a first-time buyer, having an experienced agent makes all the difference. I’ll help you:
- Find the right properties
- Avoid common pitfalls
- Negotiate a great deal
- Connect with trusted mortgage brokers, lawyers, and inspectors
4. Visit Properties with a Critical Eye
When touring homes, consider:
- Layout and future resale potential
- Structural issues and needed renovations
- Monthly maintenance or condo fees
5. Make an Offer with Confidence
Once you find “the one,” I’ll help you:
- Structure a competitive offer
- Understand conditions (financing, inspection, etc.)
- Navigate negotiations professionally and effectively
6. Seal the Deal
With your offer accepted, there’s just a bit more to go:
- Finalize your mortgage
- Work with a lawyer to close the transaction
- Prepare for moving day!
7. Move In and Celebrate!
Welcome to home ownership! My relationship with my clients doesn’t end at closing—I’m always here for advice, referrals, or your next move. And don’t forget to invite me to your housewarming once you’re all settled in so we can celebrate! 🙂
READY TO BEGIN YOUR JOURNEY?
Let’s schedule a no-pressure consultation to get started. I’ll answer your questions and help you create a personalized plan to buy your first home with confidence!
See how I’ve helped my clients. Read their testimonials HERE.
Learn more about me HERE.
ASSA SOLTANI 